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Each year, thousands of Canadians are injured or killed on construction sites. It’s not possible to prevent every accident, however, you can significantly reduce the number of serious accidents by taking a few simple steps to improve safety at the work site. Here are four types of common accidents you may be able to prevent.

  1. Falls

    Slipping or tripping while on a construction site can lead to extremely serious injuries. Make safety a top priority. Many accidental falls can be prevented if potential hazards are removed. For instance, ensuring better employee visibility by providing adequate lighting can make a big difference. Also, it’s important to make sure that work areas are as even (flat) as possible and that any spills are cleaned up immediately.

    Falls from a great height can be fatal. Protect your workers by maintaining scaffolds, platforms and ladders so that they’re always in top condition. Also, ensure that workers are familiar with safety procedures regarding this equipment. Finally, guardrails in elevated areas can help prevent tragic falls.

  1. Collisions

    It’s also vital to prevent accidents due to collisions, especially those involving workers and construction site vehicles. Ensure that drivers use reverse alarms when they’re moving backwards to warn other employees. Also, drivers should be taught about the danger of blind spots and other ways to prevent accidents. In high traffic areas, signallers and warning/detection systems can be helpful. Finally, requiring workers to wear high visibility clothing can also help to prevent accidents.
  1. Electrocution

    Accidents involving electricity are not very common, however, when they occur, they can be deadly. In fact, one in five critical injuries involving electricity result in death. Electrical shocks and arc flashes are the main causes. It’s imperative for employers to ensure that electrical circuits are grounded and that they’re not overloaded. Also, construction crews should take extra precautions when they’re in the vicinity of power lines. It’s worth noting that 70% of accidental contact with power lines in the last decade happened on construction sites.
  1. Falling objects

    Tens of thousands of construction workers are injured each year due to flying or falling objects. It’s critical for all workers to wear appropriate protective equipment such as safety goggles and hardhats. In certain situations, the use of toe boards and debris nets can help to prevent accidents.

Find Commercial Liability Insurance with MBS Insurance Brokers

If you’re researching insurance in Edmonton, MBS Insurance Brokers Ltd has been providing a wide range of insurance solutions to our customers since 1969. It will be our pleasure to discuss all your commercial insurance needs with you and to ensure that your business is fully covered in the event of an accident. Contact us today for a free quote.

How an Insurance Broker Saves You Time and Money

Do you know the benefits of an insurance broker?

Suppose you’re looking for the best insurance coverage at the best rates in Edmonton. In that case, you’ll first want to understand the benefits of an insurance broker and how they can help protect you in all sorts of different situations – whether it be saving you money, time or giving you simple peace of mind.

What Are the Benefits of an Insurance Broker?

Here are some of the many benefits of an insurance broker.

 

1. Saves Time

An insurance broker does all the work for you, so you don’t have to spend your valuable time shopping around for insurance. Instead, you simply provide your broker with information about your needs, and they shop the markets on your behalf.

 

2. Saves Money

Insurance brokers work with many different partners to find the best deals on the insurance that works for you. They take all your needs into account and make recommendations that are in your best interest. They have relationships with many insurance partners and can negotiate competitive rates and discounts, saving you money in the long run.

3. Expert Knowledge and Advice

An insurance broker provides you with the support and expertise you need to find coverage that suits your needs. They work with various products and services to find the coverage that best suits you. In addition, they can draw from an extensive knowledge base and experience to advise you on the best options. 

Insurance Brokers provide expert and unbiased advice. A wealth of knowledge about coverage and market rates combined with expert risk assessment ensures your possessions and business are adequately protected. Whether you are looking into auto insurance rates, tenant insurance, or home insurance rates, your insurance broker can help you every step of the way.

You can utilize their expertise to quickly identify your options and rely on their unbiased advice to help you make the best-informed decision for your situation.

 

4. Working For Your Best Interests

Since insurance brokers do not work with one particular company, they have nothing to gain from recommending a specific product. The insurance company also pays them a standard commission. Thus, there is no financial incentive to choose one insurer over another.

Insurance brokers have your best interests in mind. You can count on them to find you the best rate possible, which can give you the peace of mind you need. You can rest assured knowing that if you ever need to file a claim, one of our brokers will be there by your side to guide you every step of the way. They act as an advisor on insurance-related matters. They will shop the market for the best coverage and rates for you. Since fulfilling your needs is their only priority, they will provide independent, unbiased advice on the right coverage for your situation.

5. Privileged access and rates

Insurance Brokers have access to a wide selection of the best insurance companies in the country. These insurance companies are only accessible by Insurance Brokers. They do not deal with the public directly or with Direct Writers. Brokers enjoy long-standing relationships with these insurance companies. Still, they do not have an affiliation with any specific insurer, enabling brokers to provide you with a broader range of options at competitive rates.

 

6. Transparency

Insurance brokers must give full disclosure about their compensation and its effect on your insurance premium.  They are also required to declare any financial links with specific companies that may be a conflict of interest, enabling you to make the best-informed decision.

 

7. Risk and Advocacy Experience

Extensive experience dealing with different clients and claim situations equips insurance brokers with a broader perspective on how to reduce your risk. Also, in the event of a claim, you can count on your broker to act as your advocate with the insurance company and handle your claim fairly and promptly.

Speak to MBS Insurance in Edmonton about your Coverage

Reach out to MBS Insurance today to determine your home, auto, and commercial coverage options. Over the past 45 years, our experienced team of insurance brokers in Edmonton has earned the trust and loyalty of our clients by delivering superior products and services. We understand your needs and provide you with the best protection and rates.

There are many benefits of an insurance broker. We can help you understand the intricacies of your insurance plan while saving you money at the same time. We are a trusted insurance provider in Edmonton and provide personal and commercial insurance policies to people living in Alberta. We offer the best rates on recreational, auto, property, commercial, and group insurance policies. 

Contact us online for a free quote or by phone at 780-436-7880.

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This article was originally published on October 7, 2016, and updated for 2021.