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Auto insurance companies in Edmonton agree that ice, snow, sleet, and rain all cause less than stellar conditions that make it harder for drivers to stay on the road. But skidding can be avoided with a little bit of preparation and know how. Keep reading to learn how you can stay safe and maintain control over your vehicle when the weather outside is frightful.

  1. Drive slowly
    Take it slow when road conditions are poor to avoid dangerous situations that require you to brake suddenly. Slamming on the brakes when you’re driving over ice or snow can cause your vehicle to slide into a skid.
  2. Leave ample space
    Tailgating is dangerous in any weather but it’s especially dangerous when the roads are wet and icy. Leave ample space between you and the car ahead of you to reduce the likelihood of a collision.
  3. Maintain your vehicle
    If you’re going to be driving in tough weather conditions, make sure your vehicle is up for the challenge. Have it serviced regularly and make sure your fluids are topped up at all times.
  4. Brake properly
    Avoid slamming on your brakes when you’re driving in icy conditions. Even rain can cause your tires to lose traction so you should always brake properly for your particular vehicle. If you have an anti-lock braking system (ABS) this requires steady pressure but if you’re in a vehicle without ABS you’ll need to pump rather than press your brakes.
  5. Change your tires
    Winter driving conditions require winter tires. Summer and all-season tires don’t have the same amount of tread required to maintain traction in sleek and slick conditions.

What to do when you lose control

Slides and skids usually happen when you change direction or place your foot on either the gas or the brakes. The two most common types of skids are the front wheel and the rear wheel skid.

  • Front wheel skids: Stay calm and take your foot off the gas. Keep your eyes focussed on the direction you want the car to go and steer to correct your course.
  • Rear wheel skids: Also known as fishtailing, this type of skid is a result of taking a turn too quickly and then hitting the brakes. Your rear wheels loose traction and the car starts to spin. To regain control steer into the direction that you’re spinning.

For more information about safe winter driving, avoiding accidents and getting the best rates on your auto insurance contact MBS Insurance Brokers today. With nearly 50 years serving the local community, we’re Edmonton’s source for commercial, auto, and homeownersContact us today to learn more or to receive a free quote.

How an Insurance Broker Saves You Time and Money

Do you know the benefits of an insurance broker?

Suppose you’re looking for the best insurance coverage at the best rates in Edmonton. In that case, you’ll first want to understand the benefits of an insurance broker and how they can help protect you in all sorts of different situations – whether it be saving you money, time or giving you simple peace of mind.

What Are the Benefits of an Insurance Broker?

Here are some of the many benefits of an insurance broker.

 

1. Saves Time

An insurance broker does all the work for you, so you don’t have to spend your valuable time shopping around for insurance. Instead, you simply provide your broker with information about your needs, and they shop the markets on your behalf.

 

2. Saves Money

Insurance brokers work with many different partners to find the best deals on the insurance that works for you. They take all your needs into account and make recommendations that are in your best interest. They have relationships with many insurance partners and can negotiate competitive rates and discounts, saving you money in the long run.

3. Expert Knowledge and Advice

An insurance broker provides you with the support and expertise you need to find coverage that suits your needs. They work with various products and services to find the coverage that best suits you. In addition, they can draw from an extensive knowledge base and experience to advise you on the best options. 

Insurance Brokers provide expert and unbiased advice. A wealth of knowledge about coverage and market rates combined with expert risk assessment ensures your possessions and business are adequately protected. Whether you are looking into auto insurance rates, tenant insurance, or home insurance rates, your insurance broker can help you every step of the way.

You can utilize their expertise to quickly identify your options and rely on their unbiased advice to help you make the best-informed decision for your situation.

 

4. Working For Your Best Interests

Since insurance brokers do not work with one particular company, they have nothing to gain from recommending a specific product. The insurance company also pays them a standard commission. Thus, there is no financial incentive to choose one insurer over another.

Insurance brokers have your best interests in mind. You can count on them to find you the best rate possible, which can give you the peace of mind you need. You can rest assured knowing that if you ever need to file a claim, one of our brokers will be there by your side to guide you every step of the way. They act as an advisor on insurance-related matters. They will shop the market for the best coverage and rates for you. Since fulfilling your needs is their only priority, they will provide independent, unbiased advice on the right coverage for your situation.

5. Privileged access and rates

Insurance Brokers have access to a wide selection of the best insurance companies in the country. These insurance companies are only accessible by Insurance Brokers. They do not deal with the public directly or with Direct Writers. Brokers enjoy long-standing relationships with these insurance companies. Still, they do not have an affiliation with any specific insurer, enabling brokers to provide you with a broader range of options at competitive rates.

 

6. Transparency

Insurance brokers must give full disclosure about their compensation and its effect on your insurance premium.  They are also required to declare any financial links with specific companies that may be a conflict of interest, enabling you to make the best-informed decision.

 

7. Risk and Advocacy Experience

Extensive experience dealing with different clients and claim situations equips insurance brokers with a broader perspective on how to reduce your risk. Also, in the event of a claim, you can count on your broker to act as your advocate with the insurance company and handle your claim fairly and promptly.

Speak to MBS Insurance in Edmonton about your Coverage

Reach out to MBS Insurance today to determine your home, auto, and commercial coverage options. Over the past 45 years, our experienced team of insurance brokers in Edmonton has earned the trust and loyalty of our clients by delivering superior products and services. We understand your needs and provide you with the best protection and rates.

There are many benefits of an insurance broker. We can help you understand the intricacies of your insurance plan while saving you money at the same time. We are a trusted insurance provider in Edmonton and provide personal and commercial insurance policies to people living in Alberta. We offer the best rates on recreational, auto, property, commercial, and group insurance policies. 

Contact us online for a free quote or by phone at 780-436-7880.

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This article was originally published on October 7, 2016, and updated for 2021.