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Alberta Transportation strongly encourages new drivers to take a professional driver education training course that includes both classroom and practical, behind-the-wheel instruction provided by qualified driver instructors authorized by Alberta Transportation under the Driver Training and Driver Examination Regulation. As professional driver education and training provides new drivers with the knowledge and skills necessary to become capable, proactive, and responsible drivers throughout their driving careers. At MBS Insurance, we want to strongly echo that sentiment.

Since 1969, we have been protecting families, businesses and individuals. It’s what we do in Edmonton and Northern Alberta, and part of that effort includes ensuring you have the information you need to make safe and smart decisions when it comes to auto insurance for new drivers at the best prices possible. Here are a few things to consider when it comes to the benefits of driver education.

Driver education consists of training for license Classes 1 through 7. Within Alberta there are programs designed specifically to assist drivers. Alberta Transportation also provides a list of licensed driving training schools and instructions. There are a variety of factors to take into consideration when choosing a driving school in Alberta. Here are some questions to think about when making your decision:

  • Is the driving school licensed?
  • Are the instructors licensed?
  • What teaching methods does the driving school use?
  • Are the training vehicles safe?
  • Are parents/guardians involved in training?
  • Can you learn to drive on a standard transmission?

For young drivers, driver’s education can give you a solid foundation of good driving skills that will last a lifetime. Driver improvement courses are also great for adult drivers who need to brush up on their skills. If you’re a mature driver in Alberta, you may want to consider enrolling in the Alberta Motor Association’s Senior Driver Refresher Course designed to target your needs.

When it comes to insurance, look for a school that has been approved by Alberta Transportation. Aside from developing proper driving habits, the successful completion of a Class 5 Driver Training Program often results in reduced car insurance premiums. An approved school is a requirement that most insurance companies have in order to provide the reduced rate. You can save up to 30 percent on car insurance if you have a clean driving record or have not made a claim in the last three years.

If you take driving lessons, you’re more likely to have a clean driving record and lower insurance rates as a result. A driver training course at a government-approved driving school will help you save money on insurance, and keep Alberta drivers and pedestrians safer.

To discuss driver training and how it can affect your insurance rate, or if you have other insurance questions, contact MBS Insurance Brokers Ltd. at 780-436-7880 today for a free personalized quote from our list of preferred insurance companies in Edmonton. We protect you every step of the way. For after-hours service, please use our emergency claim contact numbers.

How an Insurance Broker Saves You Time and Money

Do you know the benefits of an insurance broker?

Suppose you’re looking for the best insurance coverage at the best rates in Edmonton. In that case, you’ll first want to understand the benefits of an insurance broker and how they can help protect you in all sorts of different situations – whether it be saving you money, time or giving you simple peace of mind.

What Are the Benefits of an Insurance Broker?

Here are some of the many benefits of an insurance broker.

 

1. Saves Time

An insurance broker does all the work for you, so you don’t have to spend your valuable time shopping around for insurance. Instead, you simply provide your broker with information about your needs, and they shop the markets on your behalf.

 

2. Saves Money

Insurance brokers work with many different partners to find the best deals on the insurance that works for you. They take all your needs into account and make recommendations that are in your best interest. They have relationships with many insurance partners and can negotiate competitive rates and discounts, saving you money in the long run.

3. Expert Knowledge and Advice

An insurance broker provides you with the support and expertise you need to find coverage that suits your needs. They work with various products and services to find the coverage that best suits you. In addition, they can draw from an extensive knowledge base and experience to advise you on the best options. 

Insurance Brokers provide expert and unbiased advice. A wealth of knowledge about coverage and market rates combined with expert risk assessment ensures your possessions and business are adequately protected. Whether you are looking into auto insurance rates, tenant insurance, or home insurance rates, your insurance broker can help you every step of the way.

You can utilize their expertise to quickly identify your options and rely on their unbiased advice to help you make the best-informed decision for your situation.

 

4. Working For Your Best Interests

Since insurance brokers do not work with one particular company, they have nothing to gain from recommending a specific product. The insurance company also pays them a standard commission. Thus, there is no financial incentive to choose one insurer over another.

Insurance brokers have your best interests in mind. You can count on them to find you the best rate possible, which can give you the peace of mind you need. You can rest assured knowing that if you ever need to file a claim, one of our brokers will be there by your side to guide you every step of the way. They act as an advisor on insurance-related matters. They will shop the market for the best coverage and rates for you. Since fulfilling your needs is their only priority, they will provide independent, unbiased advice on the right coverage for your situation.

5. Privileged access and rates

Insurance Brokers have access to a wide selection of the best insurance companies in the country. These insurance companies are only accessible by Insurance Brokers. They do not deal with the public directly or with Direct Writers. Brokers enjoy long-standing relationships with these insurance companies. Still, they do not have an affiliation with any specific insurer, enabling brokers to provide you with a broader range of options at competitive rates.

 

6. Transparency

Insurance brokers must give full disclosure about their compensation and its effect on your insurance premium.  They are also required to declare any financial links with specific companies that may be a conflict of interest, enabling you to make the best-informed decision.

 

7. Risk and Advocacy Experience

Extensive experience dealing with different clients and claim situations equips insurance brokers with a broader perspective on how to reduce your risk. Also, in the event of a claim, you can count on your broker to act as your advocate with the insurance company and handle your claim fairly and promptly.

Speak to MBS Insurance in Edmonton about your Coverage

Reach out to MBS Insurance today to determine your home, auto, and commercial coverage options. Over the past 45 years, our experienced team of insurance brokers in Edmonton has earned the trust and loyalty of our clients by delivering superior products and services. We understand your needs and provide you with the best protection and rates.

There are many benefits of an insurance broker. We can help you understand the intricacies of your insurance plan while saving you money at the same time. We are a trusted insurance provider in Edmonton and provide personal and commercial insurance policies to people living in Alberta. We offer the best rates on recreational, auto, property, commercial, and group insurance policies. 

Contact us online for a free quote or by phone at 780-436-7880.

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This article was originally published on October 7, 2016, and updated for 2021.