There is much excitement in planning an RV road trip and being in the driver’s seat of your own adventure. Part of the enjoyment is choosing where you will go, how long you will stay at each place, who will drive, what RV size and style to get, how many beds you will need and what you will take with you. Planning an RV trip can be exciting, but it is also important to budget all the costs, including making sure that you are protected by insurance. In planning your RV road trip, several factors outlined here should be considered in advance in order to help your trip unfold smoothly.
Choose Your Route
Detailing your route in advance will enable you to plan ahead by knowing how many kilometres you plan to drive, what to expect in terms of gasoline costs, and toll roads you may come across along the way. The RV Trip Planner is a great mapping tool. As part of your planning, it is best to keep change for the toll roads and a paper map handy, which will provide an overview of where you are headed and act as a backup if your GPS fails.
Book Your Campsites Early
If you would like to stay at a national or provincial park, book early to reserve the site you prefer. Doing so will help you to budget for campground costs and understand the features that are included on-site. The more a site offers (drive-through parking, water and electricity connections, and close to amenities) the more likely it will be booked up. Choose your campground and campsite carefully, keeping in mind sports and activities for the children. If you end up wanting to stay at a private campground but did not reserve a campsite in advance, call ahead to find out if the campground has an overflow area for you to stay in.
Pick the Right RV for your Budget:
RVs are classified into three main groups, Class A, B and C.
- Class A is the largest, most expensive and includes more accommodations than the others. These vehicles can be up to 75 feet long and include models such as the luxury coach, converted buses and other motor coaches.
- Class B is the smallest class of recreational vehicles and is the most economical because the vehicles bare resemblance to a large van. Travel trailers are also included in this class.
- Class C entails mid-sized recreational vehicles that use a standard cargo van as the driving portion of the RV and the camper portion extends over the cab area. This class typically costs less than class A but more than class B, and covers fifth wheel vehicles.
Get the RV Insurance You Need in Edmonton
RV insurance in Edmonton can cover everything from collisions, liability coverage, protection of personal belonging in the RV, and home insurance if the RV is your primary residence or if you have resided in it for 5 months or more. Depending on a number of factors, such as how often you use the RV, which class your RV is, driving history, etc. the amount of coverage you pay for will vary. In order to qualify, it is important that the drivers already have existing automobile insurance coverage, or else it will be much more difficult for a company to provide insurance for the RV.
Familiarize Yourself with Driving the RV
As part of your trip plan, you should familiarize yourself with driving the vehicle before the day your trip begins. You may want to test drive a few RVs before deciding to purchase or rent one. You should also read the manual thoroughly, know the height and length of the vehicle and practice parking the RV before heading off on the road. Driving a large vehicle can be significantly more difficult than driving a small car and, in order to safely get to your destination, you should be prepared for the differences.
Budget for Extra Costs
If you are renting the RV, the cost of the rental is only the beginning. You will also need to pay per kilometer so figuring out roughly how many kilometres you’ll be travelling can help you to budget expenses. Not surprisingly, RVs of all sizes devour gas. You will need to factor in gasoline, taxes, park hookup fees, and, if you are buying an RV there is a cost for sales tax, off-season storage and maintenance. Whether you are renting or buying, insurance cost is another factor. Insurance can be higher if you are crossing borders and if you have custom features on the RV, which can result in higher repair costs.
Don’t Over Pack Your Schedule
Keeping the schedule light can make the days easier and keep stress levels down. This also allows sufficient time at each of the planned stops and the campsites along the way.
Contact the Professionals You Need
At MBS Insurance in Edmonton, our insurance brokers can provide you with a free RV insurance quote. To receive a detailed RV insurance quote in Edmonton, you will need to supply your insurance broker with the year, make, model, length, class (if applicable), length, purchase price and estimate of its value if it was purchased. The insurer will also need to know who will be driving the vehicle and whether you would like coverages for total loss replacement, campsite and vacation, emergency expenses, and towing and roadside assistance.