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Car thefts are a serious problem in Alberta. According to Statistics Canada, in 2015 there were 78,849 cars stolen with 22,230 in Alberta. That’s a rate of 532.12 per 100,000 population – every year. Anything you can do to slow down professional car thieves or joy-riders, will make your vehicle a less appealing target.

Professional car thieves are becoming increasingly organized and, criminals will choose an easy target. Joy-riding or taking a car without permission is also a crime in Canada, often committed by adolescents including the owners children, who take the car and either return it empty or abandon it somewhere.

At MBS Insurance Brokers Ltd., we insure a wide array of vehicles including cars, trucks, SUVs, antiques and collectibles through a number of different automobile insurers to ensure you receive the most comprehensive coverage and competitive pricing available. As trusted automobile insurance brokers in Edmonton since 1969, here’s some advice to help you from being a victim of vehicle theft from INTERPOL, the world’s largest international police organization.

For the vehicle itself, these precautions should be taken even if your car is in your garage:

  • Never leave your vehicle running unattended. Keep your vehicle locked at all times, even while driving.
  • Close all windows and lock all car doors and the trunk, even if it’s only for a moment.
  • Where possible, park in a well-lit highly visible area, preferably off the road. At night, choose secure or well-lit car parks, with pedestrian traffic. Avoid leaving your vehicle in a car park for a long time.
  • Try to park the vehicle with the front facing an obstacle. Turn the wheels towards the kerb and lock the steering.
  • Always try to use all protection you have on the vehicle. Put all labels for protection devices in a visible place (do not display your GPS label).
  • Install an anti-theft system in your vehicle if it doesn’t have one, like a starter interrupt switch or other device. Installation is not expensive.
  • Use VIN etching – chemically etch the Vehicle Identification Number on the windows of your vehicle as an effective deterrent for thieves.
  • Also close and lock all access to the garage and the garage door itself. If you leave the vehicle for a longer period, take off the fuses, or disconnect the power supply, after consultation with your mechanic service.

For the keys:

  • Never leave your keys with car park employees or in car wash services.
  • Never mark your keys with your name and address. Mark them with your business name and suburb or driver’s license number.
  • At your home, do not leave keys lying around on tables, desks or key hooks.
  • Remove registration papers from your motor vehicle, to make it difficult for the thief to sell it on the black market. Each licensed driver should carry a copy in their purse or wallet.

When it comes to the vehicle itself, avoid leaving valuables inside your vehicle where passersby can see them. Know where you’re going in advance and avoid known high crime areas even if the alternate route takes longer. And remember, if confronted by a carjacker, do not resist – cars can be replaced; you can’t.

If you have questions about your vehicles security or general auto insurance questions, contact MBS Insurance Brokers Ltd. at 780-436-7880 in Edmonton for superior insurance products customized to your unique needs at the best prices possible.

How an Insurance Broker Saves You Time and Money

Do you know the benefits of an insurance broker?

Suppose you’re looking for the best insurance coverage at the best rates in Edmonton. In that case, you’ll first want to understand the benefits of an insurance broker and how they can help protect you in all sorts of different situations – whether it be saving you money, time or giving you simple peace of mind.

What Are the Benefits of an Insurance Broker?

Here are some of the many benefits of an insurance broker.


1. Saves Time

An insurance broker does all the work for you, so you don’t have to spend your valuable time shopping around for insurance. Instead, you simply provide your broker with information about your needs, and they shop the markets on your behalf.


2. Saves Money

Insurance brokers work with many different partners to find the best deals on the insurance that works for you. They take all your needs into account and make recommendations that are in your best interest. They have relationships with many insurance partners and can negotiate competitive rates and discounts, saving you money in the long run.

3. Expert Knowledge and Advice

An insurance broker provides you with the support and expertise you need to find coverage that suits your needs. They work with various products and services to find the coverage that best suits you. In addition, they can draw from an extensive knowledge base and experience to advise you on the best options. 

Insurance Brokers provide expert and unbiased advice. A wealth of knowledge about coverage and market rates combined with expert risk assessment ensures your possessions and business are adequately protected. Whether you are looking into auto insurance rates, tenant insurance, or home insurance rates, your insurance broker can help you every step of the way.

You can utilize their expertise to quickly identify your options and rely on their unbiased advice to help you make the best-informed decision for your situation.


4. Working For Your Best Interests

Since insurance brokers do not work with one particular company, they have nothing to gain from recommending a specific product. The insurance company also pays them a standard commission. Thus, there is no financial incentive to choose one insurer over another.

Insurance brokers have your best interests in mind. You can count on them to find you the best rate possible, which can give you the peace of mind you need. You can rest assured knowing that if you ever need to file a claim, one of our brokers will be there by your side to guide you every step of the way. They act as an advisor on insurance-related matters. They will shop the market for the best coverage and rates for you. Since fulfilling your needs is their only priority, they will provide independent, unbiased advice on the right coverage for your situation.

5. Privileged access and rates

Insurance Brokers have access to a wide selection of the best insurance companies in the country. These insurance companies are only accessible by Insurance Brokers. They do not deal with the public directly or with Direct Writers. Brokers enjoy long-standing relationships with these insurance companies. Still, they do not have an affiliation with any specific insurer, enabling brokers to provide you with a broader range of options at competitive rates.


6. Transparency

Insurance brokers must give full disclosure about their compensation and its effect on your insurance premium.  They are also required to declare any financial links with specific companies that may be a conflict of interest, enabling you to make the best-informed decision.


7. Risk and Advocacy Experience

Extensive experience dealing with different clients and claim situations equips insurance brokers with a broader perspective on how to reduce your risk. Also, in the event of a claim, you can count on your broker to act as your advocate with the insurance company and handle your claim fairly and promptly.

Speak to MBS Insurance in Edmonton about your Coverage

Reach out to MBS Insurance today to determine your home, auto, and commercial coverage options. Over the past 45 years, our experienced team of insurance brokers in Edmonton has earned the trust and loyalty of our clients by delivering superior products and services. We understand your needs and provide you with the best protection and rates.

There are many benefits of an insurance broker. We can help you understand the intricacies of your insurance plan while saving you money at the same time. We are a trusted insurance provider in Edmonton and provide personal and commercial insurance policies to people living in Alberta. We offer the best rates on recreational, auto, property, commercial, and group insurance policies. 

Contact us online for a free quote or by phone at 780-436-7880.

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This article was originally published on October 7, 2016, and updated for 2021.