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Homes in rural Alberta are seeing a rise in break-ins and thefts. This issue has been on the radar of many communities for several years now, but it has recently begun to get increased attention in the press.

Rural Crime Statistics

In 2018, Statistics Canada released data that showed a steady increase in rural crime in the Prairie Provinces. It also revealed that, in Alberta, crime rates are 38% higher in rural areas than in urban ones.

Provincial Government Response

In response to this growing problem, in 2018 the provincial government announced a plan to crack down on rural crime, which includes putting $10 million toward hiring 50 new prosecutors and increasing funding for the Alberta Law Enforcement Response Team.

More recently, Justice Minister Doug Schweitzer convened town hall meetings in eight communities across the province to hear from local residents and business owners about how they’ve been affected by rural crime.

Root of the Problem

At the centre of the issue of rural property crime in Alberta and elsewhere are long response times by law enforcement to break-ins in remote areas. While the provincial government is taking steps toward mitigating the problem, it’s important that rural residents do what they can to protect their home from break-ins, which typically occur when homeowners are away from home, especially for extended periods.

Fortify Your Home

A robust home security system goes a long way. It ensures that a control centre is informed and police services are dispatched immediately when an intruder trips the alarm. Moreover, displaying that you have an alarm system may deter thieves.

In addition, reinforce your doors with deadbolts, lock your windows when away from home and consider investing in motion-sensor outdoor lights and a yard gate.

Additional Precautions to Take When Away

If you’re away from home for a long time, take steps to conceal the fact that your house is unoccupied, for instance by setting light timers to simulate activity.

You should also enlist the help of the neighbour. Have them pick up your mail for you so that it doesn’t pile up. In winter, have them drive up and down your driveway when it snows to leave tire tracks. Better yet, you can pay them to clear your driveway. Read our in-depth blog about “Steps to Protect Your Home While on Vacation”.

If the idea of your home becoming the target of burglary concerns you, it is also a good idea to discuss a personal articles floater with your insurance broker to provide you with a larger range of coverage on high-value items in your home such as antique jewelry, collections, furs or sports equipment. It may not stop a crime from being committed, but you can rest easy knowing you won’t suffer a great financial loss as well in the process.

Protect Yourself With The Right Insurance Coverage

Make sure you have a good home insurance plan so that you’ll be financially protected in the event that your home is burglarized. Trust the experienced professionals at MBS Insurance Brokers Ltd. to help you get the best coverage. Contact us today for a free, no-obligation insurance quote.

How an Insurance Broker Saves You Time and Money

Do you know the benefits of an insurance broker?

Suppose you’re looking for the best insurance coverage at the best rates in Edmonton. In that case, you’ll first want to understand the benefits of an insurance broker and how they can help protect you in all sorts of different situations – whether it be saving you money, time or giving you simple peace of mind.

What Are the Benefits of an Insurance Broker?

Here are some of the many benefits of an insurance broker.


1. Saves Time

An insurance broker does all the work for you, so you don’t have to spend your valuable time shopping around for insurance. Instead, you simply provide your broker with information about your needs, and they shop the markets on your behalf.


2. Saves Money

Insurance brokers work with many different partners to find the best deals on the insurance that works for you. They take all your needs into account and make recommendations that are in your best interest. They have relationships with many insurance partners and can negotiate competitive rates and discounts, saving you money in the long run.

3. Expert Knowledge and Advice

An insurance broker provides you with the support and expertise you need to find coverage that suits your needs. They work with various products and services to find the coverage that best suits you. In addition, they can draw from an extensive knowledge base and experience to advise you on the best options. 

Insurance Brokers provide expert and unbiased advice. A wealth of knowledge about coverage and market rates combined with expert risk assessment ensures your possessions and business are adequately protected. Whether you are looking into auto insurance rates, tenant insurance, or home insurance rates, your insurance broker can help you every step of the way.

You can utilize their expertise to quickly identify your options and rely on their unbiased advice to help you make the best-informed decision for your situation.


4. Working For Your Best Interests

Since insurance brokers do not work with one particular company, they have nothing to gain from recommending a specific product. The insurance company also pays them a standard commission. Thus, there is no financial incentive to choose one insurer over another.

Insurance brokers have your best interests in mind. You can count on them to find you the best rate possible, which can give you the peace of mind you need. You can rest assured knowing that if you ever need to file a claim, one of our brokers will be there by your side to guide you every step of the way. They act as an advisor on insurance-related matters. They will shop the market for the best coverage and rates for you. Since fulfilling your needs is their only priority, they will provide independent, unbiased advice on the right coverage for your situation.

5. Privileged access and rates

Insurance Brokers have access to a wide selection of the best insurance companies in the country. These insurance companies are only accessible by Insurance Brokers. They do not deal with the public directly or with Direct Writers. Brokers enjoy long-standing relationships with these insurance companies. Still, they do not have an affiliation with any specific insurer, enabling brokers to provide you with a broader range of options at competitive rates.


6. Transparency

Insurance brokers must give full disclosure about their compensation and its effect on your insurance premium.  They are also required to declare any financial links with specific companies that may be a conflict of interest, enabling you to make the best-informed decision.


7. Risk and Advocacy Experience

Extensive experience dealing with different clients and claim situations equips insurance brokers with a broader perspective on how to reduce your risk. Also, in the event of a claim, you can count on your broker to act as your advocate with the insurance company and handle your claim fairly and promptly.

Speak to MBS Insurance in Edmonton about your Coverage

Reach out to MBS Insurance today to determine your home, auto, and commercial coverage options. Over the past 45 years, our experienced team of insurance brokers in Edmonton has earned the trust and loyalty of our clients by delivering superior products and services. We understand your needs and provide you with the best protection and rates.

There are many benefits of an insurance broker. We can help you understand the intricacies of your insurance plan while saving you money at the same time. We are a trusted insurance provider in Edmonton and provide personal and commercial insurance policies to people living in Alberta. We offer the best rates on recreational, auto, property, commercial, and group insurance policies. 

Contact us online for a free quote or by phone at 780-436-7880.

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This article was originally published on October 7, 2016, and updated for 2021.