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In summer, it’s important to clean up your yard regularly. Not only does this allow you and your family to enjoy your property to the fullest on sunny days, it also helps to ward off risks posed by high temperatures and summer storms. By performing these seven summer clean-up tasks, not only will you spruce up your yard, you’ll also make it much safer and reduce any liabilities.  

  1. Rake the leaves

Dead leaves are detrimental to the health of your lawn, detract from its appearance and, being flammable, they pose a fire risk.

  1. Clean the gutters

As summer wears on, more and more debris will build up in the gutters. If they get too full, water will overflow and begin to pool on your roof, which can cause leaks.

  1. Remove clutter

Clutter around your house and yard is not only an eyesore but it poses various safety risks. The more stuff that’s lying around, the greater the odds that your kids and their friends will trip on something or knock something over and become injured.

  1. Remove weeds

Weeds mar the appearance of your lawn and steal water, nutrients and sunlight from your plants. On top of this, if left to grow around drainage systems and storm drains, they can be the cause flooding. You can learn more about different types of water damage insurance coverage here.

  1. Inspect trees for damage

Damaged tree limbs can break off during windstorms and damage surrounding structures. If you spot any damage, have your tree pruned by a professional arborist to reduce any hazards.

  1. Clean out the shed

If you have a shed in your yard, keep it tidy. Clutter in your shed is a potential fire hazard, especially if you have flammable materials stored inside. Also, keep your shed free of sawdust and dust bunnies as they too are highly flammable.

  1. Wash the deck

Thoroughly wash your deck to keep it looking pristine and to prevent slip-and-fall accidents. If you have a wood deck, check the condition of the wood and sand and repaint as needed — you don’t want anyone getting splinters this summer!

If you clean up your property, it will look great, be safer and may even help you save money on your home insurance. A decreased risk of property damage means you’re less likely to file a damage claim that will raise your insurance rates. Also, it is important to mention, if you’ve just built a brand new deck it should be reported to your insurance broker immediately.

Home Insurance in Edmonton

There are many ways to reduce risks and liability on your property. To discover other ways to save money on your homeowners insurance, reach out to the experienced brokers at MBS Insurance Brokers. For a free insurance quote, contact us today!

How an Insurance Broker Saves You Time and Money

Do you know the benefits of an insurance broker?

Suppose you’re looking for the best insurance coverage at the best rates in Edmonton. In that case, you’ll first want to understand the benefits of an insurance broker and how they can help protect you in all sorts of different situations – whether it be saving you money, time or giving you simple peace of mind.

What Are the Benefits of an Insurance Broker?

Here are some of the many benefits of an insurance broker.

 

1. Saves Time

An insurance broker does all the work for you, so you don’t have to spend your valuable time shopping around for insurance. Instead, you simply provide your broker with information about your needs, and they shop the markets on your behalf.

 

2. Saves Money

Insurance brokers work with many different partners to find the best deals on the insurance that works for you. They take all your needs into account and make recommendations that are in your best interest. They have relationships with many insurance partners and can negotiate competitive rates and discounts, saving you money in the long run.

3. Expert Knowledge and Advice

An insurance broker provides you with the support and expertise you need to find coverage that suits your needs. They work with various products and services to find the coverage that best suits you. In addition, they can draw from an extensive knowledge base and experience to advise you on the best options. 

Insurance Brokers provide expert and unbiased advice. A wealth of knowledge about coverage and market rates combined with expert risk assessment ensures your possessions and business are adequately protected. Whether you are looking into auto insurance rates, tenant insurance, or home insurance rates, your insurance broker can help you every step of the way.

You can utilize their expertise to quickly identify your options and rely on their unbiased advice to help you make the best-informed decision for your situation.

 

4. Working For Your Best Interests

Since insurance brokers do not work with one particular company, they have nothing to gain from recommending a specific product. The insurance company also pays them a standard commission. Thus, there is no financial incentive to choose one insurer over another.

Insurance brokers have your best interests in mind. You can count on them to find you the best rate possible, which can give you the peace of mind you need. You can rest assured knowing that if you ever need to file a claim, one of our brokers will be there by your side to guide you every step of the way. They act as an advisor on insurance-related matters. They will shop the market for the best coverage and rates for you. Since fulfilling your needs is their only priority, they will provide independent, unbiased advice on the right coverage for your situation.

5. Privileged access and rates

Insurance Brokers have access to a wide selection of the best insurance companies in the country. These insurance companies are only accessible by Insurance Brokers. They do not deal with the public directly or with Direct Writers. Brokers enjoy long-standing relationships with these insurance companies. Still, they do not have an affiliation with any specific insurer, enabling brokers to provide you with a broader range of options at competitive rates.

 

6. Transparency

Insurance brokers must give full disclosure about their compensation and its effect on your insurance premium.  They are also required to declare any financial links with specific companies that may be a conflict of interest, enabling you to make the best-informed decision.

 

7. Risk and Advocacy Experience

Extensive experience dealing with different clients and claim situations equips insurance brokers with a broader perspective on how to reduce your risk. Also, in the event of a claim, you can count on your broker to act as your advocate with the insurance company and handle your claim fairly and promptly.

Speak to MBS Insurance in Edmonton about your Coverage

Reach out to MBS Insurance today to determine your home, auto, and commercial coverage options. Over the past 45 years, our experienced team of insurance brokers in Edmonton has earned the trust and loyalty of our clients by delivering superior products and services. We understand your needs and provide you with the best protection and rates.

There are many benefits of an insurance broker. We can help you understand the intricacies of your insurance plan while saving you money at the same time. We are a trusted insurance provider in Edmonton and provide personal and commercial insurance policies to people living in Alberta. We offer the best rates on recreational, auto, property, commercial, and group insurance policies. 

Contact us online for a free quote or by phone at 780-436-7880.

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This article was originally published on October 7, 2016, and updated for 2021.