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Summer isn’t all sunny days. In fact, you can count on the occasional storm, complete with heavy rainfall, strong winds and lightning strikes. To protect your house from storm damage, doing a bit of home maintenance at the beginning of the season goes a long way. And certain improvements such as installing a lightning rod or replacing your roof can even earn you a discount on your home insurance and will undoubtedly prevent you from having to file a claim should Mother Nature unleash her wrath!

Here are six summer maintenance tasks that are certainly worth the trouble!

  1. Clean out your gutters

Over time, gutters and downspouts amass a nice collection of leaves, twigs and dirt. This buildup can hinder drainage and cause water to settle around your roof and house. This can lead to water damage which could cause you to have to file a claim.

  1. Inspect your roof

While you’ve got the ladder out, check the condition of your roof shingles. Worn or warped shingles can crack and permit water to leak into your home.

  1. Seal windows and doors

Water can also get into your home through poorly sealed windows and doors. Inspect your caulking and reseal in places where the seal is cracked,  brittle or where you notice water leaking through.

  1. Trim your trees

Loose branches can damage your home in heavy windstorms. Old and rotting trees need to be removed completely, and precarious branches need to be pruned.

  1. Inspect the foundation

Thoroughly inspect your home’s foundation for cracks. Even minor fissures can lead to seepage and, as a result, water damage. Moreover, they will only get bigger with time, causing the scope of the problem to increase. Be sure to repair cracks as soon as you notice them.

  1. Install a lightning rod

If you have a tall tree, you may want to consider getting a lightning rod installed. The taller a tree is relative to the trees and structures around it, the more at risk it is of being struck by lightning. The National Fire Protection Association recommends that tall trees growing within three metres of a structure have lightning protection, as they constitute a fire hazard.

Speak With a Broker About Home Insurance in Edmonton!

Staying on top of your home and yard maintenance helps reduce the odds of storm damage occurring. However, eliminating all risk is impossible. That’s where home insurance comes in. The team at MBS Insurance Brokers helps you get customized insurance in Edmonton that covers you against storm damage and provides discounts where applicable. For more information about our services or about insurance claims for storm damage, reach out to our team today.

How an Insurance Broker Saves You Time and Money

Do you know the benefits of an insurance broker?

Suppose you’re looking for the best insurance coverage at the best rates in Edmonton. In that case, you’ll first want to understand the benefits of an insurance broker and how they can help protect you in all sorts of different situations – whether it be saving you money, time or giving you simple peace of mind.

What Are the Benefits of an Insurance Broker?

Here are some of the many benefits of an insurance broker.


1. Saves Time

An insurance broker does all the work for you, so you don’t have to spend your valuable time shopping around for insurance. Instead, you simply provide your broker with information about your needs, and they shop the markets on your behalf.


2. Saves Money

Insurance brokers work with many different partners to find the best deals on the insurance that works for you. They take all your needs into account and make recommendations that are in your best interest. They have relationships with many insurance partners and can negotiate competitive rates and discounts, saving you money in the long run.

3. Expert Knowledge and Advice

An insurance broker provides you with the support and expertise you need to find coverage that suits your needs. They work with various products and services to find the coverage that best suits you. In addition, they can draw from an extensive knowledge base and experience to advise you on the best options. 

Insurance Brokers provide expert and unbiased advice. A wealth of knowledge about coverage and market rates combined with expert risk assessment ensures your possessions and business are adequately protected. Whether you are looking into auto insurance rates, tenant insurance, or home insurance rates, your insurance broker can help you every step of the way.

You can utilize their expertise to quickly identify your options and rely on their unbiased advice to help you make the best-informed decision for your situation.


4. Working For Your Best Interests

Since insurance brokers do not work with one particular company, they have nothing to gain from recommending a specific product. The insurance company also pays them a standard commission. Thus, there is no financial incentive to choose one insurer over another.

Insurance brokers have your best interests in mind. You can count on them to find you the best rate possible, which can give you the peace of mind you need. You can rest assured knowing that if you ever need to file a claim, one of our brokers will be there by your side to guide you every step of the way. They act as an advisor on insurance-related matters. They will shop the market for the best coverage and rates for you. Since fulfilling your needs is their only priority, they will provide independent, unbiased advice on the right coverage for your situation.

5. Privileged access and rates

Insurance Brokers have access to a wide selection of the best insurance companies in the country. These insurance companies are only accessible by Insurance Brokers. They do not deal with the public directly or with Direct Writers. Brokers enjoy long-standing relationships with these insurance companies. Still, they do not have an affiliation with any specific insurer, enabling brokers to provide you with a broader range of options at competitive rates.


6. Transparency

Insurance brokers must give full disclosure about their compensation and its effect on your insurance premium.  They are also required to declare any financial links with specific companies that may be a conflict of interest, enabling you to make the best-informed decision.


7. Risk and Advocacy Experience

Extensive experience dealing with different clients and claim situations equips insurance brokers with a broader perspective on how to reduce your risk. Also, in the event of a claim, you can count on your broker to act as your advocate with the insurance company and handle your claim fairly and promptly.

Speak to MBS Insurance in Edmonton about your Coverage

Reach out to MBS Insurance today to determine your home, auto, and commercial coverage options. Over the past 45 years, our experienced team of insurance brokers in Edmonton has earned the trust and loyalty of our clients by delivering superior products and services. We understand your needs and provide you with the best protection and rates.

There are many benefits of an insurance broker. We can help you understand the intricacies of your insurance plan while saving you money at the same time. We are a trusted insurance provider in Edmonton and provide personal and commercial insurance policies to people living in Alberta. We offer the best rates on recreational, auto, property, commercial, and group insurance policies. 

Contact us online for a free quote or by phone at 780-436-7880.

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This article was originally published on October 7, 2016, and updated for 2021.