Now that beautiful summer weather is returning to Edmonton, those of us who love the outdoors are probably thinking of ways to get out and enjoy the natural splendour that Canada has to offer. One of the most popular ways to do so is to cruise around our lakes, rivers and oceans in your own recreational boat or other type of watercraft. Whether you enjoy fishing, waterskiing or just being out on the open water, boats are a great way for everyone in your family to get the most out of summer.
Boating is a lot of fun but with that fun comes certain risks. Getting boat insurance is a great way to enjoy your boat while still having the peace of mind that you’ll be covered if accidents occur. At MBS Insurance Brokers Ltd. in Edmonton, we want everyone to know that safely enjoying boating in Alberta is within your reach, provided you’re prepared.
Do I have to get boat insurance?
If you’re thinking about purchasing a boat, there are a few things you need to know. For example, to legally operate any boat with a motor or motors with 10hp or more, you must have a pleasure craft license (they’re not necessary, however, for sailboats). Similarly, all pleasure boats should be licensed by the Canadian government before they’re used.
Although insurance is not always mandatory in Canada, it’s usually a good idea. As any experienced outdoorsperson knows, boats are great, but they’re also dangerous in certain circumstances. In the insurance business, we know that when there are risks, there is also liability. If an accident does occur to you, a family member or a friend, you want to be sure that you’re covered and can take care of any damages.
Are there different kinds of boat insurance are available?
Everyone’s situation is a little bit different and our experts at MBS Insurance Brokers are happy to help you find the insurance policy that is right for you. In general, boat insurance typically covers liability and physical damages to your boat. Depending on if you have a yacht, sailboat or other type of watercraft, further options are also available.
Where can I get boat insurance?
At MBS Insurance Brokers Ltd., we can give you the personalized service you need to get the best deals on insurance possible. More often than not, boat insurance can simply be added to your existing insurance plan. If you’re interested in getting out on the waters of Canada without having to worry about what will happen if something goes wrong, contact us today at our Edmonton offices to get started with a competitive quote.