COVID-19 Update: All offices visits will now require a scheduled appointment. Please contact us to schedule an appointment.

Based on what is currently known about COVID-19, the risk of picking up the virus from surfaces is much lower than that of catching it from another person. However, infection can occur this way, as the virus can live on certain surfaces such as plastic and stainless steel for as long as three days. Here are some tips for disinfecting your home.

Sanitize high-touch surfaces every day

The Centers for Disease Control and Prevention (CDC) recommends that you clean and sanitize the high-touch surfaces in your home daily. This includes:

  • Table surfaces
  • Kitchen and bathroom counters
  • Toilet seats and handles
  • Hard chairs
  • Doorknobs
  • Light switches
  • TV remotes
  • Kids’ toys
  • Game controllers
  • Computer mice and keyboards
  • Phones

However, every home is different, so think about which surfaces you have the most contact with and create a daily checklist.

Disinfect any groceries you bring into your home

First and foremost, always wash your hands before sitting down to eat any food. This will do the most to prevent virus transmission via groceries. However, there are some extra precautions you can take if you’re worried about food containers carrying the virus, including:

  • Wiping down cans, jars and other containers with a disinfectant
  • Removing and throwing away nonessential outer packaging
  • Setting aside non-perishable food for a few days before using them

If you use reusable grocery bags, it’s a good idea to wash them when you return from the store. Cloth bags can be washed using warm water and detergent and plastic bags can be wiped down.

Temporarily set aside mail

The coronavirus can live on cardboard and paper for about 24 hours, so it’s wise to set mail aside for a day or two.

Use the right disinfectant

Not all disinfecting products are effective at killing the coronavirus. Refer to the Health Canada website for a list of disinfectants that are effective against COVID-19.

Of course, it may be difficult for some people to get their hands on these products during the pandemic. Fortunately, there are some homemade cleaning products that will do the job, such as a solution of diluted household bleach or an alcohol solution with at least 70% alcohol. For more information on making homemade disinfectants, refer to the CDC website.

Reliable Insurance Brokers in Edmonton

At MBS Insurance Brokers Ltd., we’re following the advice of health officials and the government as the situation pertaining to COVID-19 evolves. Currently, we’re providing our insurance services online and over the phone. Contact us for more information.

How an Insurance Broker Saves You Time and Money

Do you know the benefits of an insurance broker?

Suppose you’re looking for the best insurance coverage at the best rates in Edmonton. In that case, you’ll first want to understand the benefits of an insurance broker and how they can help protect you in all sorts of different situations – whether it be saving you money, time or giving you simple peace of mind.

What Are the Benefits of an Insurance Broker?

Here are some of the many benefits of an insurance broker.


1. Saves Time

An insurance broker does all the work for you, so you don’t have to spend your valuable time shopping around for insurance. Instead, you simply provide your broker with information about your needs, and they shop the markets on your behalf.


2. Saves Money

Insurance brokers work with many different partners to find the best deals on the insurance that works for you. They take all your needs into account and make recommendations that are in your best interest. They have relationships with many insurance partners and can negotiate competitive rates and discounts, saving you money in the long run.

3. Expert Knowledge and Advice

An insurance broker provides you with the support and expertise you need to find coverage that suits your needs. They work with various products and services to find the coverage that best suits you. In addition, they can draw from an extensive knowledge base and experience to advise you on the best options. 

Insurance Brokers provide expert and unbiased advice. A wealth of knowledge about coverage and market rates combined with expert risk assessment ensures your possessions and business are adequately protected. Whether you are looking into auto insurance rates, tenant insurance, or home insurance rates, your insurance broker can help you every step of the way.

You can utilize their expertise to quickly identify your options and rely on their unbiased advice to help you make the best-informed decision for your situation.


4. Working For Your Best Interests

Since insurance brokers do not work with one particular company, they have nothing to gain from recommending a specific product. The insurance company also pays them a standard commission. Thus, there is no financial incentive to choose one insurer over another.

Insurance brokers have your best interests in mind. You can count on them to find you the best rate possible, which can give you the peace of mind you need. You can rest assured knowing that if you ever need to file a claim, one of our brokers will be there by your side to guide you every step of the way. They act as an advisor on insurance-related matters. They will shop the market for the best coverage and rates for you. Since fulfilling your needs is their only priority, they will provide independent, unbiased advice on the right coverage for your situation.

5. Privileged access and rates

Insurance Brokers have access to a wide selection of the best insurance companies in the country. These insurance companies are only accessible by Insurance Brokers. They do not deal with the public directly or with Direct Writers. Brokers enjoy long-standing relationships with these insurance companies. Still, they do not have an affiliation with any specific insurer, enabling brokers to provide you with a broader range of options at competitive rates.


6. Transparency

Insurance brokers must give full disclosure about their compensation and its effect on your insurance premium.  They are also required to declare any financial links with specific companies that may be a conflict of interest, enabling you to make the best-informed decision.


7. Risk and Advocacy Experience

Extensive experience dealing with different clients and claim situations equips insurance brokers with a broader perspective on how to reduce your risk. Also, in the event of a claim, you can count on your broker to act as your advocate with the insurance company and handle your claim fairly and promptly.

Speak to MBS Insurance in Edmonton about your Coverage

Reach out to MBS Insurance today to determine your home, auto, and commercial coverage options. Over the past 45 years, our experienced team of insurance brokers in Edmonton has earned the trust and loyalty of our clients by delivering superior products and services. We understand your needs and provide you with the best protection and rates.

There are many benefits of an insurance broker. We can help you understand the intricacies of your insurance plan while saving you money at the same time. We are a trusted insurance provider in Edmonton and provide personal and commercial insurance policies to people living in Alberta. We offer the best rates on recreational, auto, property, commercial, and group insurance policies. 

Contact us online for a free quote or by phone at 780-436-7880.

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This article was originally published on October 7, 2016, and updated for 2021.