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Winter roads add a level of uncertainty and risk to driving, even if you are only traveling a short distance. Whether it is your first winter with a license or you are a seasoned pro when it comes to handling Edmonton’s snowy and icy lanes, safe driving reminders are always a good idea. Read the tips below for a quick refresher. If you find yourself in a fender bender or tough situation in your vehicle, contact your insurance brokers in Edmonton for easy claims filing or more information about your existing insurance coverage.

Winter Driving Tips for Safety

  • Get winter tires: This simple tip can make a world of difference in the amount of control and traction you experience on slick roads. Winter tires that are properly suited to your vehicle and put on by professionals can get you out of tough situations and help you avoid problems. It is considered a safety hazard to drive without weather-appropriate tires, so factor them into your annual budget.
  • Ensure that your auto insurance coverage is adequate: It is not smart to hit the roads without proper coverage. If your auto insurance policy in Edmonton has not been updated for several years, or new drivers have been added to your policy, it is wise to look into the details before we reach the heart of the winter season. Contact insurance brokers for easy comparison shopping and custom quotes that are tailored to your vehicle, lifestyle, driving record, and habits. With a focus on your budget and recommending a personal level of coverage, MBS Insurance is here to provide auto and home insurance.
  • Leave early: It is a simple tip and it is not always possible, but try to leave as much time as possible between your departure and your expected arrival time. Slowing down and driving cautiously are the best tips for most winter driving situations. If you can, leave an extra half hour to account for inclement weather conditions and other delays.
  • Clear snow and ice from your vehicle: Fill up your anti-freeze, invest in a good pair of mittens, and choose an ice scraper and snow brush that you can handle with force. Account for an extra 15 minutes to completely clear snow and ice from your windows, windshield and roof. This simple step can save you major visibility hazards on the road and keep your vehicle from becoming damaged.

Talk to the knowledgeable team at MBS Insurance to find out if your auto insurance coverage is up-to-date, comprehensive, and as affordable as possible. If you need insurance in Edmonton, we can work with you to protect your homeautocommercial properties, and more. Our insurance brokers have offered tailored services and attentive customer service for more than 45 years. Find out how we have built a reputation as Edmonton’s leading insurance brokers and let us find the perfect insurance products and services for your needs at great rates.

Contact us online or call us today at 780-436-7880 to book a consultation about your existing or new home, auto or commercial insurance in Edmonton.

How an Insurance Broker Saves You Time and Money

Do you know the benefits of an insurance broker?

Suppose you’re looking for the best insurance coverage at the best rates in Edmonton. In that case, you’ll first want to understand the benefits of an insurance broker and how they can help protect you in all sorts of different situations – whether it be saving you money, time or giving you simple peace of mind.

What Are the Benefits of an Insurance Broker?

Here are some of the many benefits of an insurance broker.

 

1. Saves Time

An insurance broker does all the work for you, so you don’t have to spend your valuable time shopping around for insurance. Instead, you simply provide your broker with information about your needs, and they shop the markets on your behalf.

 

2. Saves Money

Insurance brokers work with many different partners to find the best deals on the insurance that works for you. They take all your needs into account and make recommendations that are in your best interest. They have relationships with many insurance partners and can negotiate competitive rates and discounts, saving you money in the long run.

3. Expert Knowledge and Advice

An insurance broker provides you with the support and expertise you need to find coverage that suits your needs. They work with various products and services to find the coverage that best suits you. In addition, they can draw from an extensive knowledge base and experience to advise you on the best options. 

Insurance Brokers provide expert and unbiased advice. A wealth of knowledge about coverage and market rates combined with expert risk assessment ensures your possessions and business are adequately protected. Whether you are looking into auto insurance rates, tenant insurance, or home insurance rates, your insurance broker can help you every step of the way.

You can utilize their expertise to quickly identify your options and rely on their unbiased advice to help you make the best-informed decision for your situation.

 

4. Working For Your Best Interests

Since insurance brokers do not work with one particular company, they have nothing to gain from recommending a specific product. The insurance company also pays them a standard commission. Thus, there is no financial incentive to choose one insurer over another.

Insurance brokers have your best interests in mind. You can count on them to find you the best rate possible, which can give you the peace of mind you need. You can rest assured knowing that if you ever need to file a claim, one of our brokers will be there by your side to guide you every step of the way. They act as an advisor on insurance-related matters. They will shop the market for the best coverage and rates for you. Since fulfilling your needs is their only priority, they will provide independent, unbiased advice on the right coverage for your situation.

5. Privileged access and rates

Insurance Brokers have access to a wide selection of the best insurance companies in the country. These insurance companies are only accessible by Insurance Brokers. They do not deal with the public directly or with Direct Writers. Brokers enjoy long-standing relationships with these insurance companies. Still, they do not have an affiliation with any specific insurer, enabling brokers to provide you with a broader range of options at competitive rates.

 

6. Transparency

Insurance brokers must give full disclosure about their compensation and its effect on your insurance premium.  They are also required to declare any financial links with specific companies that may be a conflict of interest, enabling you to make the best-informed decision.

 

7. Risk and Advocacy Experience

Extensive experience dealing with different clients and claim situations equips insurance brokers with a broader perspective on how to reduce your risk. Also, in the event of a claim, you can count on your broker to act as your advocate with the insurance company and handle your claim fairly and promptly.

Speak to MBS Insurance in Edmonton about your Coverage

Reach out to MBS Insurance today to determine your home, auto, and commercial coverage options. Over the past 45 years, our experienced team of insurance brokers in Edmonton has earned the trust and loyalty of our clients by delivering superior products and services. We understand your needs and provide you with the best protection and rates.

There are many benefits of an insurance broker. We can help you understand the intricacies of your insurance plan while saving you money at the same time. We are a trusted insurance provider in Edmonton and provide personal and commercial insurance policies to people living in Alberta. We offer the best rates on recreational, auto, property, commercial, and group insurance policies. 

Contact us online for a free quote or by phone at 780-436-7880.

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This article was originally published on October 7, 2016, and updated for 2021.