Keeping your home and vehicle in great condition is paramount to maintain the safety of your family, guests, and passersby during the snowy and tumultuous winter. Poor maintenance can open you up to liability issues and make your property more vulnerable to wear and tear. Follow the steps below and contact your insurance brokers in Edmonton to confirm or expand your auto insurance and home insurance. A new policy may better serve you or existing coverage may need to be amended or enhanced to cover you through the cold, wet, and icy season.
Steps to Prepare Your Home and Vehicle for Winter
- Weather-proof your space: Keeping your home well-insulated and properly sealed will allow your furnace or other heating systems to operate at peak performance. That means monthly savings on your heating bills and a more comfortable space, but it also reduces the chance of your HVAC system experiencing premature failure or requiring repairs. If you have an aging or temperamental furnace, check your warranty and coverage options. Proper preparation can also limit the chance of damage, frozen pipes, and the likelihood that an animal will find a warm home in your space.
- Clear driveways and sidewalks: It is tough to find someone who enjoys shoveling, but it is a necessary part of keeping your home safe, accessible, and secure during the season. If left unattended, freeze and thaw weather patterns can cause major damage to your walkways and driveways. The buildup of ice and snow can also lead to complaints from neighbours, injuries, and in some cases, legal action. Failing to maintain your property exposes you to a lot of liability and can impact your home insurance coverage. If you have health problems or back issues, consider investing in a snow blower or giving someone in the neighbourhood some extra money for their labour.
- Look after your vehicle as well: At the first sign of consistently sub-zero temperatures, it is time to drag out the winter tires. They can make your vehicle inefficient if they are left on year-round but they are a necessary safety precaution while driving in slush, snow, and icy conditions. Ask insurance brokers in Edmonton if any car insurance policies include coverage or discounts for winter tires. Don’t risk facing penalties for driving without the correct tires. Additionally, be sure to wash your vehicle regularly in the winter, to prevent rust damage from salt on the roads and extend your car’s lifespan.
- Clear snow away from the foundation: Focusing on the pathways in and out of your home is usually top priority, also be sure to keep snow from building up around the foundation of your home. If left over time, packed snow can melt and lead to leaks, external damage, and internal troubles. Take some time to minimize deterioration of your foundation and work to clear snow from concrete steps, basement windows, and other areas that are prone to leaks and damage.
Contact MBS Insurance to clarify how your auto insurance and home insurance in Edmonton will be able to protect you through the cold. Get peace of mind that you can make it through another Alberta winter with adequate insurance. Our insurance brokers are experienced and prepared to help you find the right level of coverage and shop around to compare prices. We have been providing local insurance services for more than 45 years and are proud to help Edmonton businesses, families, and individuals live their life with affordable and convenient insurance coverage.
Call 780-436-7880 or contact us online to get year-round auto insurance and home insurance in Edmonton.