Our Blog

co-insurance for commercial businesses in Alberta
19 Feb

What is Co-Insurance and How Does it Work in Alberta?

When you take out a commercial insurance policy for your business in Edmonton, you can anticipate a co-insurance clause (or clauses) to be included in the policy wording on property such as buildings, contents, stock or equipment, mobile equipment, tools and business interruption. If you file a claim and it is determined that you are underinsured, a co-insurance penalty can be applied which will reduce the amount of payment you receive in addition to your deductible. Your deductible and co-insurance penalty reduce the total insurance payment to you.

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small business insurance in Edmonton
11 Feb

The Ins and Outs of Small vs. Large Business Insurance

Whether you are a budding entrepreneur, or a seasoned corporate executive, you do not want to expose your company to liabilities that threaten your brand and viability. As a business in Edmonton, it is important to acquire insurance which is designed to protect your company from these risks.

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snowmobiling trails in Edmonton, Alberta
20 Jan

Snowmobiling for Beginners and Seasoned Riders in Alberta

With over 5,000 km of trails in Alberta featuring a wide variety of scenic terrain, snowmobiling has become a popular activity in the winter months. With more than 140,000 snowmobiles registered in the area, many people consider it to be one of the most adrenaline-pumping, action-packed winter activities available.

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 winterize your cottage with insurance in Edmonton
13 Jan

Winterizing Your Home or Seasonal Cottage in Alberta

Winters in Alberta can be unpredictable, so it’s important that your home and cottage is ready for any weather. Extreme cold, heavy snow, and high winds can lead to physical property damage. Low temperatures can freeze water filled pipes, including process and sprinkler systems. Heavy snow or ice accumulation on roofs, outdoor equipment, or power lines have the potential to collapse under pressure.

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snow on a road and winter driving in edmonton
22 Dec

Winter Driving Safety & the Importance of Auto Insurance

Whether it is whiteout conditions from falling snow, mechanical problems due to extreme low temperatures or black ice slicking the city streets, there are a lot of dangers that are associated with winter driving. Even if we are able to drive well in snowy conditions, we often have little control over the actions of other drivers and the elements.

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protect your home from fire with insurance in alberta
08 Dec

Home Fire Safety Tips

As a homeowner, it is important to take the necessary steps to protect your loved ones and your property from the risk of a fire in the home. In Edmonton, part of this process would be to obtain homeowner’s insurance, condo insurance or tenants insurance. These types of insurance will cover damage to your home or personal property should a fire break out. You may believe that you are cautious enough never to let a fire start in your home, but it’s important to remember that not all fires can be anticipated or prevented. Quick responses from watchful neighbours and firefighters can help to reduce damage, but a string of fires can easily affect several properties at once.

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factors for home insurance premium costs in Edmonton
25 Nov

Understanding Home Insurance Premiums in Edmonton

Home ownership is a symbol of success and of the Canadian dream. However, it also makes you susceptible to additional costs. Home insurance protects you from a number of physical damage risks such as fire, theft, hail and windstorm as well as personal liability lawsuits.

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Commercial insurance for construction jobs in edmonton
06 Nov

Commercial Insurance for Construction and Bonding

If you are a builder, contractor, sub-contractor, developer, owner or project manager planning a construction project it can be an exciting time as you prepare for your vision to become reality. There is a great deal of uncertainty in construction; however, and these projects often depend on multiple parties to fulfill their contractual obligations. That is why we regularly assist clients with insurance policies covering builder's risk, wrap-up liability, commercial general liability and bonding, including bid bonds, performance bonds and labour and material bonds. We also provide commercial vehicle insurance to businesses across Edmonton.

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home buying questions
22 Oct

Questions to Ask About a Home’s Condition Before Buying

It's finally to purchase a place you’ll call home. But, before firming up an offer to buy, it's important to have the condition of the home thoroughly checked to avoid potential headaches down the road. A home is possibly the largest investment you will ever make. Being vigilant about possible problems can help you make an informed decision on your purchase and anticipate future expenses. To protect yourself down the road, you may opt to purchase homeowners insurance and speak to an insurance broker in Edmonton to understand your options.

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condo insurance
06 Oct

Why Every Condo Owner Should Invest in Insurance

It is a common misconception that building insurance covers all of your housing insurance needs. The maintenance fees are usually so high that it seems like everything should be included. It’s nevertheless important to educate yourself about what is and isn’t covered in your maintenance fees so that you know what to look for when researching condo insurance in Edmonton.

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