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Contractor & Tradesmen Insurance

Contractor & Tradesmen Insurance in Edmonton

We work with a wide array of contractors and tradespeople who are the cornerstone of the construction industry. MBS Insurance is your trusted advisor for contractors and tradespeople insurance in Edmonton.

Tradesman insurance

If you are a self-employed contractor or the owner of your own company, you are legally required to have commercial insurance for your day-to-day projects and operations in Edmonton. Contractor insurance policies typically include coverage for the following:

Commercial General Liability will serve as protection for you and your company against third party lawsuits alleging property damage or bodily injury. Additionally, it covers your legal defence costs. Depending on the severity of a claim, lawsuits may take several years to progress through the legal system, which can potentially harm your insurance limit. We strongly recommend to the contractors we work with that they carry at least a $2,000,000 General Liability limit with options up to $10,000,000.

MBS has You Covered for Contractors Insurance

Independent Contractors are business professionals who perform services for another person or entity under a contract. The contract outlines the type of work and services completed, the terms & conditions of the work, duties of each party, and the agreed-upon price.  You are an independent contractor when:

  • You are self-employed
  • You exercise a degree of control over your work
  • You are free to work for other organizations
  • You get hired to perform specific tasks within a specified time frame
  • You cover your operating expenses while the work is in progress and get paid when the work is complete
  • You are required to arrange and pay for your work-related accident compensation (WCB)
  • You provide your equipment

Insurance Coverage Available

Covers the value of your business property while located on your premises, including equipment, stock, and tenant improvement.

Covers your equipment and tools while located away from your business premises.

Covers your property & materials while in-transit to the job site and while being installed.

Covers structures while under construction, including onsite materials during the construction phase.

General liability insurance protects you from third-party lawsuits arising from property damage, bodily injury, or advertising injury.

Acts as a guarantee that you, as a contractor, will fulfill an obligation or perform the work agreed upon as required by written contract, permit, or law

Process of Getting Commercial Tradesmen Insurance for your Edmonton Projects

MBS Insurance will exceed your expectations while saving you time, effort, and resources. Based on the unique characteristics of your business, we will tailor the best Contractor insurance policy available to you. Some of the benefits of working with MBS Insurance Brokers:

Saving Time

We will take the time to understand your business and provide you with the best combination of coverage and price based on your needs.

Thorough Knowledge

We deal with all the major insurance companies in Canada, and we have a thorough knowledge of their products and services.

Unbiased Approach

MBS Insurance is an independently owned and operated Insurance Brokerage. We provide unbiased insurance solutions that benefit you.

Contact Us for Contractor Insurance in Edmonton and Alberta

Give us a call today at 780-436-7880 or contact us online to get started with a free quote!