The hospitality industry includes a wide variety of businesses from bed and breakfasts, motels, hotels, restaurants, bars and night clubs, spas, and other related companies. Each hospitality business comes with its own unique and diverse risks and exposures that require specialized insurance coverage.
Common exposures to the hospitality industry include:
- Fire
- Food spoilage,
- Employee dishonesty
- Robbery
- Food poisoning
- Slip and falls
- Liquor liability due to overconsumption