These days, there’s more choice than ever for those looking for the right car insurance. You can go online to look for low prices, you can go to the insurance company agents, or visit a local auto insurance broker in Edmonton. Many people assume that going online to find your insurance is more direct and must therefore cost less. But is this assumption really true?
It’s certainly true that you’re paying for slightly different products and services with each of the three major options. Which one ends up costing more in the long run, however, will depend on your individual case. MBS Insurance Brokers Ltd. would like to suggest just a few ways in which auto insurance brokers in Edmonton might be preferable to going online.
- Cost of insurance
One might assume that if you do the work of finding insurance yourself, you might save money. However, if the coverage you purchased on-line is not the correct coverage, it could actually end up costing you more. If you aren’t aware that you can purchase loss of use coverage should your vehicle not be driveable due to an insured loss, you would have to pay for the cost of a rental out of your own pocket. An insurance broker can review your insurance options with you to make sure you have the coverage you need.
While it might be convenient to shop for insurance from the comfort of your home in your pajamas, a trusted insurance broker will work with you and your claims adjuster should there be a loss and complications arise. Your insurance broker is there for you to make sure the claims process runs as smoothly as possible. Buying insurance directly through an insurance company requires you to manage the claims process yourself.
- Access to multiple markets
Some people enjoy hunting for deals themselves, while others don’t. When it comes to buying auto insurance, an insurance broker has access to many markets allowing them to compare the best coverage at the best price based on your needs.