Boat Insurance in Edmonton
Our brokers will keep you protected on the water with comprehensive Boat Insurance in Edmonton. We offer boat insurance in Edmonton and surrounding areas to protect your investment and to ensure you are covered in the event of an accident or injury. Boating incidents can happen to anyone, and you need to protect yourself, other boaters, and sometimes even bystanders. Operating a watercraft without proper insurance is not worth the risk.
Keep Your Boat Afloat with our Easy Boat Insurance
Boat Insurance policies from MBS include coverage for liability and physical damages to your boat or watercraft. Coverage will, however, vary depending on the type of watercraft you are getting insurance. Each type of unit (such as a sailboat, motorboat, jet-ski) has its unique kind of coverage and available options. These can include coverage for accessories and equipment. As Alberta boat insurance experts, we will review your specific needs and help you to determine the most appropriate type of coverage.
Do I Qualify for Boat Insurance?
There are specific requirements for your boat insurance policy depending upon your age, the type of boat you want to insure, the boat’s value, its horsepower, and maximum speed. Many insurance companies will require that you have obtained a boating license and possibly some additional certifications if you are operating a larger watercraft. Where you intend to use the boat will also have some bearing upon what is available for coverage.
Boating Safety Tips
As your trusted insurance provider, MBS has you covered if the unthinkable happens. Still, it is always best to take some precautions and adhere to established safety guidelines and local laws. For your convenience, we have provided some helpful safety tips.
- Never exceed the number of passengers that are safely allowed on your boat
- Passengers should be seated when the boat is in motion
- Make sure children wear personal flotation devices and have them readily available for adults
- Turn off the engine during loading and unloading for recreational activities such as tubing and waterskiing
- You and your backup operator should never drink and drive
- Monitor gauges to identify problems quickly and always stay aware of your surroundings
Towing & Trailer Usage
If you need to transport your vessel to the water, you should always know the towing capacity of your vehicle and follow the manufacturer’s guidelines. Just like your boat, you should inspect your trailer to make sure all components are in good working condition. This includes your trailer wiring and lights, tires (including your spare), wheel bearings, rollers, and bunkers. Inspect your winch, cable, and lock to ensure proper working condition. All established safety practices should be followed when loading on the trailer, towing, and launching your boat.